@font-face{font-family:"Newsreader";font-style:normal;font-weight:400;font-display:swap;src:url("fonts/newsreader-latin-400-normal.woff2") format("woff2")}
@font-face{font-family:"Newsreader";font-style:normal;font-weight:500;font-display:swap;src:url("fonts/newsreader-latin-500-normal.woff2") format("woff2")}
@font-face{font-family:"Newsreader";font-style:normal;font-weight:600;font-display:swap;src:url("fonts/newsreader-latin-600-normal.woff2") format("woff2")}
@font-face{font-family:"Hanken Grotesk";font-style:normal;font-weight:400;font-display:swap;src:url("fonts/hanken-grotesk-latin-400-normal.woff2") format("woff2")}
@font-face{font-family:"Hanken Grotesk";font-style:normal;font-weight:500;font-display:swap;src:url("fonts/hanken-grotesk-latin-500-normal.woff2") format("woff2")}
@font-face{font-family:"Hanken Grotesk";font-style:normal;font-weight:600;font-display:swap;src:url("fonts/hanken-grotesk-latin-600-normal.woff2") format("woff2")}
:root{
  --navy:#0B0D3A; --navy-2:#1A1E5E; --gold:#B8903F; --gold-light:#D9B66A;
  --ink:#1F2937; --muted:#566072; --mist:#F4F5F9; --paper:#FFFFFF; --line:#E2E5EE;
  --serif:"Newsreader",Georgia,serif; --sans:"Hanken Grotesk",system-ui,-apple-system,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);font-size:1.0625rem;line-height:1.65;color:var(--ink);background:var(--paper)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--gold)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:2px}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:0}
.wrap{width:min(1120px,100% - 2.5rem);margin-inline:auto}
.narrow{width:min(760px,100% - 2.5rem)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.15;font-weight:500;margin:0 0 .6em;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,5vw,3.6rem)}
h2{font-size:clamp(1.6rem,3vw,2.2rem)}
h3{font-size:1.35rem}
p{margin:0 0 1.1em}
.lead{font-size:1.2rem;color:var(--muted);max-width:60ch}

/* header */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 0}
.brand{display:flex;align-items:center;gap:.8rem;text-decoration:none;color:var(--navy)}
.brand:hover{color:var(--navy)}
.mark{width:auto;height:3.9rem;border-radius:0}
.brand-text{display:flex;flex-direction:column;line-height:1.2}
.brand-text strong{font-family:var(--serif);font-weight:500;font-size:1.2rem}
.brand-text span{font-size:.8rem;color:var(--muted)}
.nav{display:flex;align-items:center;gap:1.4rem}
.nav ul{display:flex;gap:1rem;list-style:none;margin:0;padding:0}
.nav a{color:var(--ink);text-decoration:none;font-size:.95rem;white-space:nowrap}
.nav a:hover,.nav a[aria-current]{color:var(--gold)}
.nav a[aria-current]{border-bottom:2px solid var(--gold);padding-bottom:2px}
.nav .nav-cta{color:#fff}
.menu-btn{display:none;background:none;border:1.5px solid var(--navy);color:var(--navy);padding:.5rem .9rem;border-radius:4px;font:inherit;cursor:pointer}

/* buttons */
.btn{display:inline-block;padding:.85rem 1.5rem;border-radius:4px;font-weight:600;text-decoration:none;border:2px solid transparent;font-family:var(--sans);font-size:1rem;cursor:pointer;transition:background .15s,color .15s}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:#9C7830;color:#fff}
.nav .btn-gold:hover{color:#fff}
.btn-line{border-color:var(--gold-light);color:#fff}
.btn-line:hover{background:var(--gold-light);color:var(--navy)}
.btn-line-dark{border-color:var(--navy);color:var(--navy)}
.btn-line-dark:hover{background:var(--navy);color:#fff}

/* hero */
.hero{background:#fff;padding:clamp(3rem,7vw,6rem) 0}
.hero-in{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
.hero h1{font-size:clamp(2.4rem,5.2vw,4rem)}
.hero-actions{display:flex;flex-wrap:wrap;gap:.8rem;margin:1.6rem 0 1rem}
.hero-note{font-size:.95rem;color:var(--muted);margin:0}
.portrait{margin:0;position:relative;justify-self:center;width:min(100%,400px)}
.portrait::before{content:"";position:absolute;inset:20px -20px -20px 20px;border:3px solid var(--gold);border-radius:0;z-index:0}
.portrait img{position:relative;z-index:1;width:100%;border-radius:0;background:var(--navy-2);aspect-ratio:4/5;object-fit:cover;object-position:50% 18%}
.portrait.small{width:min(100%,280px);margin-right:20px}
.page-hero{background:var(--mist);padding:clamp(2.5rem,6vw,4.5rem) 0}
.page-hero h1{font-size:clamp(2rem,4.5vw,3.1rem)}
.split-hero{display:grid;grid-template-columns:1fr auto;gap:3rem;align-items:center}

/* sections */
.section{padding:clamp(3rem,7vw,5.5rem) 0}
.tint{background:var(--mist)}
.sec-title{margin-bottom:1.6rem}
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.tile{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);padding:1.6rem;text-decoration:none;color:var(--ink);border-radius:4px;transition:border-color .15s,box-shadow .15s}
.tile:hover{border-color:var(--navy);box-shadow:0 8px 24px rgba(20,35,59,.1);color:var(--ink)}
.tile p{flex:1}
.more{font-weight:600;color:var(--navy);font-size:.95rem}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:start}
.facts{list-style:none;margin:0;padding:0;display:grid;gap:1rem}
.facts li{background:#fff;border-left:4px solid var(--gold);padding:1rem 1.2rem;border-radius:0 4px 4px 0}
.steps{list-style:none;padding:0;margin:0;display:grid;gap:1.6rem;counter-reset:s}
.steps li{counter-increment:s;position:relative;padding-left:3.4rem}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:2.3rem;height:2.3rem;border-radius:50%;background:var(--navy);color:var(--gold-light);display:grid;place-items:center;font-family:var(--serif);font-size:1.15rem}
.steps h3{margin-bottom:.2em}
.prose h2{margin-top:1.8em}
.prose h2:first-child{margin-top:0}
.prose ul{padding-left:1.2rem}
.prose li{margin-bottom:.5em}
details{background:#fff;border:1px solid var(--line);border-radius:4px;margin-bottom:.8rem}
summary{cursor:pointer;padding:1rem 1.2rem;font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:1rem}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--gold);font-size:1.4rem;line-height:1}
details[open] summary::after{content:"\2212"}
details p{padding:0 1.2rem;margin:0 0 1.1rem;color:var(--muted)}
.after{margin-top:1.4rem}

/* cta */
.cta-band{background:var(--navy);color:#fff;padding:clamp(2.2rem,5vw,3.5rem) 0}
.cta-in{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.5rem}
.cta-band h2{color:#fff;margin-bottom:.3em}
.cta-band p{color:#C9D2E1;margin:0;max-width:50ch}
.cta-actions{display:flex;flex-wrap:wrap;gap:.8rem}

/* form */
.contact-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:3rem;align-items:start}
.form{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);padding:clamp(1.4rem,3vw,2.2rem);border-radius:4px}
.field{margin-bottom:1.2rem}
.field label{display:block;font-weight:600;margin-bottom:.35rem;color:var(--navy)}
.field input[type=text],.field input[type=email],.field input[type=tel],.field textarea{width:100%;padding:.8rem .9rem;border:1.5px solid #B7C0CE;border-radius:4px;font:inherit;background:#fff;color:var(--ink)}
.field input:focus,.field textarea:focus{outline:3px solid rgba(184,144,63,.45);border-color:var(--gold)}
.hint{font-size:.9rem;color:var(--muted);margin:.4rem 0 0}
.field.check{display:flex;gap:.7rem;align-items:flex-start}
.field.check input{margin-top:.35rem;width:1.1rem;height:1.1rem;accent-color:var(--navy)}
.field.check label{font-weight:400;margin:0}
.hp{position:absolute;left:-9999px;opacity:0}
.details{background:var(--mist);padding:1.8rem;border-radius:4px}
.details h2{font-size:1.5rem}
.urgent{font-size:.95rem;color:var(--muted);border-top:1px solid var(--line);padding-top:1rem;margin-top:1.4rem}

/* footer */
.site-footer{background:var(--navy);color:#B9C3D6;padding-top:3rem;font-size:.95rem}
.site-footer a{color:#E6EBF3}
.site-footer a:hover{color:var(--gold-light)}
.foot{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.3fr;gap:2rem}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{margin-bottom:.4rem}
.foot-name{font-family:var(--serif);font-size:1.3rem;color:#fff;margin-bottom:.4rem}
.foot-head{color:#fff;font-weight:600;margin-bottom:.6rem}
.legal{border-top:1px solid #262A6B;margin-top:2rem;padding:1.4rem 0 5rem;font-size:.85rem}
.legal p{margin-bottom:.4rem}

/* mobile call bar */
.callbar{display:none}

@media (max-width:900px){
  .hero-in,.split,.contact-grid,.split-hero{grid-template-columns:1fr}
  .trio{grid-template-columns:1fr}
  .foot{grid-template-columns:1fr 1fr}
  .portrait{order:-1;width:min(70%,300px);margin-right:20px}
  .menu-btn{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:1rem 1.25rem 1.5rem;border-bottom:1px solid var(--line);box-shadow:0 12px 24px rgba(11,13,58,.08)}
  .nav.open{display:flex}
  .nav ul{flex-direction:column;gap:.2rem}
  .nav a{display:block;padding:.6rem 0}
  .nav .nav-cta{text-align:center;margin-top:.6rem}
}
@media (max-width:900px){
  .hero-in,.split,.contact-grid,.split-hero{grid-template-columns:1fr}
  .foot{grid-template-columns:1fr 1fr}
  .portrait{order:-1;width:min(70%,340px);margin-right:18px}
  .callbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--navy);box-shadow:0 -4px 16px rgba(0,0,0,.2)}
  .callbar a{color:#fff;text-align:center;padding:.95rem;font-weight:600;text-decoration:none}
  .callbar a:first-child{background:var(--gold)}
}
@media (max-width:560px){.foot{grid-template-columns:1fr}.brand-text span{display:none}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.footlogo{padding-bottom:2.2rem}
.footlogo img{width:min(760px,100%);margin-inline:auto;border-radius:4px}
.fees{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem;margin:1.2rem 0 1.6rem}
.fee{background:#fff;border:1px solid var(--line);border-top:4px solid var(--line);border-radius:4px;padding:1.4rem}
.fee-best{border-top-color:var(--gold)}
.fee p{margin:0 0 .4em}
.fee-price{font-family:var(--serif);font-size:2.6rem;color:var(--navy);line-height:1}
.fee-name{font-weight:600;color:var(--navy)}
.quote{margin:0 0 2rem;padding:0 0 2rem;border-bottom:1px solid var(--line)}
.quote blockquote{margin:0 0 .8rem;font-family:var(--serif);font-size:1.3rem;line-height:1.5;color:var(--navy);border-left:4px solid var(--gold);padding-left:1.2rem}
.quote blockquote p{margin:0}
.quote figcaption{padding-left:1.4rem;color:var(--muted);font-size:.95rem}
@media (max-width:860px){.trio{grid-template-columns:1fr}}
@media (max-width:560px){.fees{grid-template-columns:1fr}}

.quote-row{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.quote.mini{margin:0;padding:1.4rem;border:1px solid var(--line);background:#fff;border-top:4px solid var(--gold)}
.quote.mini blockquote{font-size:1.15rem;border-left:0;padding-left:0}
.quote.mini figcaption{padding-left:0}
.quote blockquote p+p{margin-top:.8em}
@media (max-width:900px){.quote-row{grid-template-columns:1fr}}

@media (max-width:1180px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:1rem 1.25rem 1.5rem;border-bottom:1px solid var(--line);box-shadow:0 12px 24px rgba(11,13,58,.08)}
  .nav.open{display:flex}
  .nav ul{flex-direction:column;gap:.2rem}
  .nav a{display:block;padding:.6rem 0}
  .nav .nav-cta{text-align:center;margin-top:.6rem}
}
.note{font-size:.9rem;color:var(--muted)}
.quote blockquote p{margin:0 0 .8em}
.quote blockquote p:last-child{margin:0}
img{height:auto}

/* long emails / small screens */
.contact-grid>*,.split>*,.hero-in>*{min-width:0}
.details a,.prose a,.legal a,.foot a,main p a{overflow-wrap:anywhere}
@media (max-width:480px){.details{padding:1.3rem}}

/* privacy notice */
.privacy h2{font-size:1.5rem;margin-top:2.2em}
.privacy h3{font-size:1.15rem;margin-top:1.6em}
.privacy ul{padding-left:1.2rem}
.table-wrap{overflow-x:auto;margin:1.2rem 0 1.6rem;border:1px solid var(--line);border-radius:4px;-webkit-overflow-scrolling:touch}
.privacy table{width:100%;border-collapse:collapse;font-size:.95rem;min-width:520px}
.privacy th,.privacy td{text-align:left;vertical-align:top;padding:.7rem .85rem;border-bottom:1px solid var(--line)}
.privacy th{background:var(--mist);color:var(--navy);font-weight:600}
.privacy tr:last-child td{border-bottom:0}
.privacy p,.privacy li{overflow-wrap:anywhere}
.privacy .table-wrap p,.privacy td,.privacy th{overflow-wrap:normal}

/* extra form controls */
.field select{width:100%;padding:.8rem .9rem;border:1.5px solid #B7C0CE;border-radius:4px;font:inherit;background:#fff;color:var(--ink)}
.field select:focus{outline:3px solid rgba(184,144,63,.45);border-color:var(--gold)}
fieldset.radios{border:0;padding:0;margin:0 0 1.2rem}
fieldset.radios legend{font-weight:600;color:var(--navy);margin-bottom:.35rem;padding:0}
.radio{display:inline-flex;align-items:center;gap:.5rem;margin-right:1.4rem;font-weight:400;color:var(--ink)}
.radio input{width:1.1rem;height:1.1rem;accent-color:var(--navy)}

.talks-band{background:#fff}
.talks-band .after .btn{display:inline-block}

.titles{list-style:none;padding:0;margin:0 0 1.6rem}
.titles li{border-left:4px solid var(--gold);padding:.4rem 0 .4rem 1rem;margin-bottom:.8rem;font-family:var(--serif);font-size:1.25rem;line-height:1.35;color:var(--navy)}
@media (max-width:560px){.mark{height:3.2rem}}


/* Refined, simplified header and navigation */
.site-header{z-index:100}
.bar{min-height:88px;gap:1.5rem}
.brand{flex:0 0 auto;gap:.75rem;min-width:230px;max-width:280px}
.brand .mark{width:42px;height:50px;object-fit:contain;flex:0 0 auto}
.brand-text{display:flex;flex-direction:column;align-items:flex-start;line-height:1.05;white-space:nowrap}
.brand-text strong{font-family:var(--serif);font-size:1.48rem;font-weight:600;letter-spacing:-.025em;color:var(--navy);line-height:1.05}
.brand-text .brand-service{font-family:var(--sans);font-size:.72rem;font-weight:600;letter-spacing:.19em;color:var(--gold);margin-top:.28rem}
.brand-text .brand-location{font-size:.72rem;letter-spacing:.035em;color:var(--muted);margin-top:.2rem}
.nav{flex:1;justify-content:flex-end;gap:1.05rem;min-width:0}
.nav .primary-links{align-items:center;gap:clamp(.65rem,1.15vw,1.05rem)}
.nav .primary-links a{font-size:.94rem}
.nav .nav-cta{font-size:.9rem;padding:.72rem .95rem;white-space:nowrap}
.nav-more{position:relative;flex:0 0 auto}
.nav-more>summary{padding:.35rem .1rem;color:var(--ink);font:600 .94rem var(--sans);list-style:none;display:flex;align-items:center;gap:.35rem;white-space:nowrap;cursor:pointer}
.nav-more>summary::-webkit-details-marker{display:none}
.nav-more>summary::after{content:"⌄";font-size:1rem;color:var(--gold);line-height:1}
.nav-more[open]>summary::after{content:"⌃"}
.nav-more .nav-dropdown{position:absolute;right:0;top:calc(100% + .9rem);min-width:190px;padding:.5rem;background:#fff;border:1px solid var(--line);box-shadow:0 12px 28px rgba(11,13,58,.14);border-radius:5px;display:grid;gap:.1rem;z-index:120}
.nav-more .nav-dropdown a{display:block;padding:.65rem .75rem;border-radius:3px;font-size:.94rem}
.nav-more .nav-dropdown a:hover{background:var(--mist);color:var(--navy)}
.menu-btn{font-weight:600}
@media(max-width:1180px){
 .bar{min-height:78px}
 .menu-btn{display:block;margin-left:auto}
 .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;gap:.55rem;padding:1rem max(1.25rem,calc((100% - 1120px)/2)) 1.4rem;border-bottom:1px solid var(--line);box-shadow:0 12px 24px rgba(11,13,58,.1)}
 .nav.open{display:flex}
 .nav .primary-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.15rem 1rem}
 .nav .primary-links a{display:block;padding:.55rem .2rem}
 .nav-more{padding:.2rem 0}
 .nav-more>summary{padding:.55rem .2rem}
 .nav-more .nav-dropdown{position:static;box-shadow:none;border:0;border-left:2px solid var(--gold);border-radius:0;margin:.15rem 0 .3rem .2rem;padding:.1rem .5rem;min-width:0}
 .nav .nav-cta{text-align:center;margin-top:.35rem}
}
@media(max-width:560px){
 .bar{min-height:72px;padding:.55rem 0;gap:.6rem}
 .brand{min-width:0;gap:.55rem;max-width:calc(100% - 78px)}
 .brand .mark{width:34px;height:42px}
 .brand-text strong{font-size:clamp(1.12rem,5vw,1.35rem)}
 .brand-text .brand-service{font-size:.61rem;letter-spacing:.16em}
 .brand-text .brand-location{font-size:.65rem}
 .menu-btn{padding:.42rem .72rem;font-size:.94rem}
 .nav .primary-links{grid-template-columns:1fr 1fr}
}